News

So far in 2016 heightened volatility has been seen not only in equity markets, but also currency, fixed income and commodity markets as well. The quarter started with a significant equity sell-off that continued into February, at which point markets managed a strong rally to the end of the quarter. [...]

The article that we posted doesn’t contain a complete list of proposals, but outlines the ones that may be relevant to the financial service industry. Please note the announced budget contains proposals that may undergo revisions before becoming law. You may wish to keep in mind that any planning based [...]

Why would anyone even ask this question? Of course you cannot live inside your life insurance or make a kitchen renovation there. But do we use real estate just to live in? Think of it: why do we consider buying another property even if we already own a house? And [...]

For the benefit of our friends and clients we are happy to provide you with this summary of the 2016 Ontario Provincial Budget which was released February 26, 2016.

Recently approved Bill C-43 introduced a few important changes to the taxation of disposition of life insurance policies. Generally speaking, starting January 1, 2017 the Adjusted Cost Basis (ACB) of the insurance policies will be higher. It creates three major consequences: The taxable income on dispositions (surrender and policy loans) [...]

Under proposed legislation, starting January 1, 2016, the annual TFSA dollar limit for 2016 will decrease from $10,000 to $5,500.00. The TFSA annual room limit will be indexed to inflation and rounded to the nearest $500. Combined TFSA contribution room from 2009 reaches $46,500

In thinking about what capital markets may have in store for investors in 2016, we note a number of critical tipping points within the current marketplace, each likely to shift sentiment, change outlooks and reveal opportunities for investors in 2016. Here’s where we stand today: Oil The plunge in prices [...]

Ron Hanson, Chief Investment Officer As we move towards the second half of the year, we find capital markets to be on edge. Investors are fixated on when the U.S. Federal Reserve (Fed) will finally increase interest rates. As expected, the 50% drop in oil prices has weighed on Canada’s [...]